CostByState

Compare Cost of Living Between States

Pick any two states to compare taxes, housing, income, and everyday costs side by side — and see what salary you'd need in one state to match your lifestyle in the other.

vs
Salary$Household
Housing
regional rent-level cost of living

Take-home pay on $100,000

California

$74,126/yr take-home

$6,177/mo · 25.9% effective tax

Federal tax
$13,170
State tax (1.0%–13.3%)
$5,054
FICA
$7,650

Texas

$79,180/yr take-home

$6,598/mo · 20.8% effective tax

Federal tax
$13,170
State tax (None)
$0
FICA
$7,650

You keep $5,054 more per year in Texas ($421/mo) from income tax alone — before housing and other costs, below.

The numbers

Median home pricelower is cheaper
California
$775,549
Texas
$302,999
Mortgage on median home (6.66%, 20% down)principal + interest
California
$3,987/mo
Texas
$1,558/mo
Median household incomehigher is better
California
$100,149
Texas
$79,721
Per-capita income
California
$49,934
Texas
$41,614
Home price ÷ incomeyears of income per home
California
7.7×
Texas
3.8×
Electricity
California
33.3¢/kWh
Texas
16.4¢/kWh
Population
California
39,431,263
Texas
31,290,831

Monthly cost of living · renting

California$4,611/mo
Texas$3,595/mo
HousingFoodTransportHealthcareOther

Salary equivalence

$100,000 in California buys the same lifestyle as $69,599 in Texas

For a household of 1 adult, renting. Texas's cost of living is 78.0% of California's, and the figure accounts for both states' income taxes. Home price is an asset; this compares monthly living cost. An estimate, not financial advice.

Popular state comparisons

How salary equivalence works

A dollar goes further in some states than others. The salary-equivalence figure answers a practical question: to keep the same standard of living after a move, what would you need to earn? We take your after-tax income in the first state, adjust it for the cost-of-living difference between the two states, and then work out the gross salary in the second state that leaves you with the same purchasing power — accounting for each state's income tax.