Privacy Policy

This Privacy Policy explains how IGNITECORE PTE. LTD ("we", "us") handles information when you use costbystate.com (the "Site"). We designed the Site to work without accounts: our calculators run entirely in your browser, and the figures you enter are not sent to or stored on our servers.

Information we collect

• Calculator inputs — processed locally in your browser and not transmitted to us.
• Usage data — like most sites, our providers may automatically collect your IP address, device and browser type, pages viewed, and referring URLs through cookies and similar technologies.

Cookies and advertising

We use Google AdSense to display ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits. You can opt out of personalized advertising by visiting Google Ads Settings, and you can opt out of some third-party vendors' use of cookies at aboutads.info, YourAdChoices, or Your Online Choices (EU).

Where required (for visitors in the EEA, the UK, and California), we present a consent banner through a Google-certified Consent Management Platform and honor your choices via Google Consent Mode. You can change your consent choices at any time using the privacy/consent link in the site footer.

We also use Google Analytics to understand aggregate, anonymized traffic patterns. You can opt out with the Google Analytics Opt-out Browser Add-on.

Your California privacy rights (CCPA/CPRA)

If you are a California resident, you have the right to know what personal information is collected, to request deletion, and to opt out of the "sale" or "sharing" of personal information (which, under California law, can include data used for cross-context behavioral advertising). We do not sell your personal information for money. To exercise these rights, or to opt out of sharing for targeted advertising, use the consent controls in the footer or email us at hello@costbystate.com.

Your rights in the EEA and UK (GDPR)

If you are in the European Economic Area or the United Kingdom, you have the right to access, correct, delete, restrict, or port your personal data, and to object to processing or withdraw consent. The lawful bases we rely on are your consent (for advertising and analytics cookies) and our legitimate interest in operating and securing the Site. To exercise these rights, contact us at hello@costbystate.com.

Children

The Site is not directed to children under 13, and we do not knowingly collect their personal information.

Changes

We may update this policy; the "Last updated" date above reflects the current version.

Contact

Questions about privacy? Email hello@costbystate.com.