Terms of Service

These Terms govern your use of costbystate.com (the "Site"), operated by IGNITECORE PTE. LTD. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Informational purposes only — not financial advice

CostByState provides general educational information and estimates. It is not financial, tax, legal, investment, or accounting advice, and no client or advisory relationship is created by using the Site. The calculators make simplifying assumptions and cannot account for your full situation. Always verify figures and consult a qualified professional before making financial decisions.

Accuracy and no warranty

We work hard to source and verify our data, but the Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, merchantability, or fitness for a particular purpose. Tax laws, prices, and rates change, and figures may be out of date or contain errors.

Limitation of liability

To the fullest extent permitted by law, IGNITECORE PTE. LTD will not be liable for any indirect, incidental, consequential, or special damages, or for any decisions made in reliance on the Site.

Intellectual property

The Site's original text, design, and code are owned by IGNITECORE PTE. LTD. Underlying data belongs to its respective sources (see our methodology). You may reference our figures with attribution and a link.

Third-party links and ads

The Site links to third-party sites and displays third-party advertising. We are not responsible for the content, products, or practices of those third parties.

Changes and governing law

We may update these Terms; continued use means you accept the changes. These Terms are governed by the laws of Singapore, without regard to conflict-of-laws rules.

Contact

Questions about these Terms? Email hello@costbystate.com.