Pick your state
38 states live, with more added every month.
Alaska
No income tax
Arizona
Flat tax
California
Graduated tax
Colorado
Flat tax
Delaware
Graduated tax
Florida
No income tax
Georgia
Flat tax
Hawaii
Graduated tax
Idaho
Graduated tax
Illinois
Flat tax
Indiana
Flat tax
Kansas
Graduated tax
Kentucky
Flat tax
Louisiana
Flat tax
Maine
Graduated tax
Michigan
Flat tax
Mississippi
Graduated tax
Missouri
Graduated tax
Nebraska
Graduated tax
Nevada
No income tax
New Hampshire
No income tax
New Jersey
Graduated tax
New Mexico
Graduated tax
New York
Graduated tax
North Carolina
Flat tax
North Dakota
Graduated tax
Oklahoma
Graduated tax
Oregon
Graduated tax
Pennsylvania
Flat tax
Rhode Island
Graduated tax
South Dakota
No income tax
Tennessee
No income tax
Texas
No income tax
Vermont
Graduated tax
Virginia
Graduated tax
Washington
No income tax
West Virginia
Graduated tax
Wyoming
No income tax
What you can work out
Eight tools, tuned to each state's taxes and costs.
Paycheck Calculator
Take-home pay after taxes
Cost of Living
Budget against local prices
Salary Needed
Income to live comfortably
Rent Affordability
Rent you can afford
Home Affordability
Home price you can afford
Budget Planner
50/30/20 at local prices
Retirement
What you need to retire here
Salary Equivalence
Compare pay across states
Data studies
All studies →-
The Salary You Need to Live Comfortably in Each State (2026)
We ran the cost of living in 10 states through the tax code to find the gross salary a single adult needs for a comfortable life.
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Cost of Living by State: The 2026 Ranking
Monthly essential costs for a single adult across 10 states, from most to least expensive.
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Take-Home Pay on a $100,000 Salary by State (2026)
The same $100k salary leaves you with thousands more in some states than others. Here is the 2026 breakdown.
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Do No-Income-Tax States Actually Cost Less? (2026)
No state income tax sounds like a raise. We checked whether it really leaves you better off once cost of living is in the picture.
Popular comparisons
Why you can trust the numbers
Every number cited
Each figure shows its source and the date the data describes — IRS, Census, BEA, Zillow, and state authorities.
Updated monthly
An automated pipeline refreshes the data each month, reviewed by a human before anything publishes.
Tested tax engine
Take-home math is unit-tested against published IRS and state schedules. See our methodology.