California vs Texas
A side-by-side comparison of California and Texas — taxes, housing, income, and cost of living — with a salary-equivalence calculator for anyone considering the move.
| State income tax | 1.0%–13.3% | None |
| Median home price | $775,550 | $302,550 |
| Median household income | $100,149 | $79,721 |
| Monthly cost of living | $4,097 | $3,591 |
| Electricity (¢/kWh) | 35.25 | 16.99 |
Salary equivalence
buys the same lifestyle as $79,611 in Texas
Texas costs 87.6% of California's cost of living; figure accounts for both states' income taxes. An estimate, not financial advice.
California vs Texas: what the numbers say
Thinking about moving from California to Texas? Here's how the two states line up on the numbers that shape your budget. The headline difference is tax: Texas has no state income tax, while California charges 1.0%–13.3%. Moving from California to Texas can noticeably raise your take-home pay.
Housing is usually the biggest factor. A typical home costs $775,550 in California versus $302,550 in Texas — Texas is cheaper by about $473,001. Overall cost of living runs $4,097 a month in California and $3,591 in Texas for a single adult, and the typical household earns $100,149 versus $79,721.
Because prices differ, the same paycheck stretches differently: Texas's cost of living is about 87.6% of California's. Use the calculator above to see exactly what your California salary would need to be in Texas to keep the same lifestyle, taxes included.
Income matters too, not just costs. The typical household earns $100,149 in California versus $79,721 in Texas, so a state that looks pricier on paper can still come out ahead if local pay is higher. That's why the salary-equivalence figure — which folds in both taxes and cost of living — is a better guide for a move than any single cost-of-living index on its own.
Frequently asked questions
- Is it cheaper to live in California or Texas?
- Texas has the lower typical monthly cost of living for a single adult. The table above breaks down housing, taxes, and more, and the calculator shows the salary equivalence between the two.
- What salary do I need in Texas to match California?
- It depends on your current salary and filing status. Enter them in the calculator above to see the Texas salary that preserves your California purchasing power after taxes and cost-of-living differences.
Explore further
Dig into either state on its own, or compare a different pair.
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