Take-Home Pay on a $100,000 Salary by State (2026)
The same $100k salary leaves you with thousands more in some states than others. Here is the 2026 breakdown.
By Michael Dang, CostByState Research Team · 2026-07-08
A $100,000 salary is not $100,000 everywhere. Federal tax and FICA are the same in every state, but state income tax is not — so the take-home pay on an identical salary swings by thousands of dollars depending on where you work. We computed the annual take-home on a $100,000 salary for a single filer in each of our 10 launch states.
In Alaska you keep $79,180; in Oregon, $70,988 — a difference of about $8,192 a year on the same paycheck, entirely from state income tax.
| # | State | Take-home on $100k | Kept | State income tax |
|---|---|---|---|---|
| 1 | Alaska | $79,180 | 79.2% | No income tax |
| 2 | Florida | $79,180 | 79.2% | No income tax |
| 3 | New Hampshire | $79,180 | 79.2% | No income tax |
| 4 | Nevada | $79,180 | 79.2% | No income tax |
| 5 | South Dakota | $79,180 | 79.2% | No income tax |
| 6 | Tennessee | $79,180 | 79.2% | No income tax |
| 7 | Texas | $79,180 | 79.2% | No income tax |
| 8 | Washington | $79,180 | 79.2% | No income tax |
| 9 | Wyoming | $79,180 | 79.2% | No income tax |
| 10 | North Dakota | $78,489 | 78.5% | 0.0%–2.5% |
| 11 | Ohio | $77,146 | 77.1% | 2.75% flat |
| 12 | Arizona | $77,074 | 77.1% | 2.50% flat |
| 13 | Louisiana | $76,555 | 76.6% | 3.00% flat |
| 14 | Indiana | $76,260 | 76.3% | 2.95% flat |
| 15 | Pennsylvania | $76,110 | 76.1% | 3.07% flat |
| 16 | Iowa | $75,992 | 76.0% | 3.80% flat |
| 17 | Kentucky | $75,794 | 75.8% | 3.50% flat |
| 18 | Rhode Island | $75,761 | 75.8% | 3.8%–6.0% |
| 19 | North Carolina | $75,699 | 75.7% | 3.99% flat |
| 20 | Mississippi | $75,672 | 75.7% | 0.0%–4.0% |
| 21 | New Mexico | $75,611 | 75.6% | 1.5%–5.9% |
| 22 | West Virginia | $75,489 | 75.5% | 2.1%–4.6% |
| 23 | Colorado | $75,488 | 75.5% | 4.40% flat |
| 24 | Missouri | $75,413 | 75.4% | 0.0%–4.7% |
| 25 | Nebraska | $75,322 | 75.3% | 2.5%–4.5% |
| 26 | Oklahoma | $75,181 | 75.2% | 0.0%–4.5% |
| 27 | Michigan | $75,177 | 75.2% | 4.25% flat |
| 28 | New Jersey | $75,000 | 75.0% | 1.4%–10.8% |
| 29 | Idaho | $74,988 | 75.0% | 0.0%–5.3% |
| 30 | Georgia | $74,939 | 74.9% | 4.99% flat |
| 31 | Montana | $74,891 | 74.9% | 4.7%–5.7% |
| 32 | Vermont | $74,690 | 74.7% | 3.4%–8.8% |
| 33 | Massachusetts | $74,400 | 74.4% | 5.0%–9.0% |
| 34 | Illinois | $74,371 | 74.4% | 4.95% flat |
| 35 | New York | $74,320 | 74.3% | 3.9%–10.9% |
| 36 | Virginia | $74,191 | 74.2% | 2.0%–5.8% |
| 37 | California | $73,972 | 74.0% | 1.0%–13.3% |
| 38 | Kansas | $73,889 | 73.9% | 5.2%–5.6% |
| 39 | Minnesota | $73,869 | 73.9% | 5.3%–9.8% |
| 40 | Delaware | $73,811 | 73.8% | 0.0%–6.6% |
| 41 | Maine | $73,622 | 73.6% | 5.8%–7.1% |
| 42 | Hawaii | $73,297 | 73.3% | 1.4%–11.0% |
| 43 | Oregon | $70,988 | 71.0% | 4.8%–9.9% |
The catch: take-home is not the whole story
Keeping more of your paycheck is only half the equation. A no-income-tax state can still be expensive to live in, and a high-tax state can pair high costs with high incomes. The most useful comparison combines take-home pay with cost of living — which is exactly what our state comparison tool does with its salary-equivalence calculator.
See the full breakdown for your own salary in any state's paycheck calculator.
Methodology
Take-home is gross pay minus federal income tax, FICA, and state income tax, assuming a single filer and the standard deduction with no pre-tax deductions, for tax year 2026 (state schedules per each state's latest published year). See our methodology.
Figures are computed from CostByState's cited data (see methodology) and updated monthly. For educational purposes only, not financial advice.