Cost of Living Calculator: New Hampshire
What does it cost to live in New Hampshire? A single adult spends about $3,855 a month — roughly $46,260 a year — on housing, food, transportation, healthcare, and everyday essentials, with housing alone making up about 40.5% of that. Enter your take-home pay and household below to see whether your budget balances in New Hampshire and where your money goes.
Monthly balance in New Hampshire
+$3,190
left over each month · 45.3% savings rate
| Category | Per month | % of income |
|---|---|---|
| Housing | $1,563 | 22.2% |
| Food | $479 | 6.8% |
| Transportation | $677 | 9.6% |
| Healthcare | $417 | 5.9% |
| Other | $719 | 10.2% |
| Total expenses | $3,855 | 54.7% |
Prefills are New Hampshire typical costs for your household; adjust to your real spending. An estimate, not financial advice.
Source: BEA Regional Price Parities (all items), via FRED; BLS CEX national baseline (RPP 104.17, US=100) · as of 2024 · methodology
How the New Hampshire budget works
We prefill each spending category with what's typical for a household your size in New Hampshire, based on the state's regional price level. You can override any number to match how you actually spend.
The tool compares your total monthly expenses against your take-home income, then shows your surplus or shortfall and your savings rate — the share of income you keep after covering costs.
A common benchmark is to keep housing near or below 30% of income and to save at least 20%. The category percentages here let you see, at a glance, where New Hampshire costs push your budget away from those targets.
Housing is the biggest line by far: about $1,563 of the $3,855 monthly total for a single adult in New Hampshire. That's why two people on the same salary can end up with very different budgets — whoever pays more for housing has less left for food, transport, and savings. It's also the first place to look if your New Hampshire budget doesn't balance.
Frequently asked questions
- How much does it cost to live in New Hampshire per month?
- About $3,855 a month for a single adult covering housing, food, transportation, healthcare, and other essentials. Larger households cost more but benefit from shared housing — set yours above to see the figure. The typical New Hampshire household earns $99,782 a year before tax, which is what most local budgets are built around.
- Is New Hampshire affordable?
- That depends on your income. This tool balances New Hampshire's typical costs against your take-home pay so you can see your monthly surplus or shortfall directly, rather than relying on a one-size index.
- Where do these New Hampshire cost figures come from?
- They scale a national household budget (US Bureau of Labor Statistics) by New Hampshire's regional price parity (US Bureau of Economic Analysis), and are shown with their date. See our methodology page for the full approach.